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A lack of intentionality when it comes to your personal finances, will affect your earnings, spending, and saving. That being the case, gaining a handle on your finances and establishing solid financial habits early on can place you in a much better financial position.
Money Coach, Speaker, and number #1 best-selling Author Dakota Grady shared with The Money Exchange a couple of pointers to help you get in control of your finances and to make progress towards your financial goals.

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“I paid off $81,000 worth of debt in 15.5 months.”
“I am officially debt-free, $85,850 in 28 months.”
“$70,000 in 30 months, I did that.”

You probably have come across these stories at least once a week on the internet and you may be wondering how I can make that happen for me as well?
With several methods available on how to settle your debt, the snowball method has become a popular debt management tactic.

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​A good majority of online business owners have blogs as a way to promote their businesses however blogs are more than just a marketing effort. They have the potential to grow into a successful business. If you intend to consider a blog, you will need to think out of the box so you can stand out. Another great type of blog to consider is one of your passion.

​You may be thinking, what is a blog? A blog is a website consisting of topic-based content that is regularly updated. Blogs tend to take a more individual approach compared to other publications and appeal to a specific audience. 

Here are some common reasons for starting a blog:

• To share their opinions or passions
• ​To teach others what they know
• To build an email list of a targeted audience
• ​To showcase their expertise
• To make money online

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Side Hustles are ways people are earning extra money in addition to their main job. Some side hustles even grow to be a person's full time business. 

Here are 3 money making side hustles that you can start today. I personally know individuals doing each of these that are making it happen. The money made from each of these sides hustles can be used to:

• Pay off debt
• Pay down debt 
• Travel the world. 
• Fund saving accounts 
• Fund your kids or yourself going to college

The list is endless. The point is you can do whatever you want to do with the extra money you make.

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​As we enter into the second quarter of the year, let’s take a quick moment to revisit one of the most common goals people make in the new year - saving money. Whether a home purchase, a vacation, a new car, or other items, the issue usually isn’t how much we make or have it is how best to save some of it. I have worked with many who ask if I am living paycheck to paycheck, how can I save? Here are three ways you can stop delaying achieving your goals and start saving money today.

If you are looking for an opportunity to make money using your telephone or administrative skills, starting up your virtual assistant business is something you should consider.

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Welcome to the last part of this series! Hopefully, you learned how to save, mortgage, and refinance. Returning to the topic of saving, you need money to save! If your regular income stream is not enough to reach those significant goals of that beautiful new home or remodeled patio- side hustles are great options. Did you know there are many side hustles within real estate that you can get involved in? These will allow you to make that extra money and support those budgets, fund, and saving goals. Let’s talk about five options!