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What is Trading? How Do I get Started?

2/23/2022

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​This post may contain affiliate links which may compensate us based on your interaction at no cost to you. Please read the disclosures for more information. 
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Trading stocks sounds like a taboo subject. If you aren't a finance guru or a daily businessman on Wall Street, you might be wondering... how are everyday people trading and making money? You see the tickers on the news and maybe even hear of those apps on the phone that make it easy. I'm going to give you a brief overview on what it is and where you can learn- so you can start making money ASAP.


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Building Wealth And Financial Health

2/21/2022

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A few years ago, the average person was satisfied with securing a good-paying job with benefits. We now understand that it is no longer an option to have one income to achieve financial freedom. Having multiple income streams is just as crucial as having low to no debt, having good credit.

While much emphasis is now placed on multiple income streams, it should not be overlooked that the key to obtaining financial health is by mastering the economic fundamentals. This includes habits like keeping debt and expenses low, focusing on long-term goals and always remaining aware of how much money you actually have.

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My Own Reflection: A Black History Month Feature

2/16/2022

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As a part of Black History Month, I wanted to write a few words of reflection. Oftentimes during this month, we highlight, remember and honor those who have gone on. Let’s think about the word “history.” The definition is the study of past events, particularly in human affairs. And with that in mind and being a black woman, I thought I would write a little about Patrina Dixon, the black woman who has made and continue to make history.

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The Rental Secrets Everyone Needs To Know

2/14/2022

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This post may contain affiliate links that compensate us based on your interaction at no cost to you. Please read the disclosures for more information.

The thrill and excitement that comes along with renting your own space is satisfying. Fancy, up-to-date, and user-friendly accommodations are necessities for many. They are just as important as the joy that comes with having a roof over your head in a safe location.

However, renting does come at a cost, and in these difficult financial times, getting the most value from renting while saving a couple of dollars comes in handy. Also, lowering your monthly rent once a lease is signed serves to be a bit more complex. However, you can save rent using proven strategies.


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Black Business Leaders: A Black History Month Feature

2/9/2022

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As a black business owner, it's so important that I am able to reach a diverse audience. In this financial space, education is much more than teaching someone how to save money. Education is reaching those who are held back by continued discrimination, those who don't have access to private education and or simply have not been introduced to financial importance. There has been thousands of women and men of color that have paved the way for our current success. Without these efforts, break aways from traditional norms and challenges to fight institutionalized racism- there would be no diversity within the financial/business world. In honor of Black history month I would like to take this week to highlight black leadership in the business spaces- current and old, as their actions and impact have changed what opportunity looks like for a person of color. 
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How To Establish Credit For The First Time?

2/7/2022

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This post may contain affiliate links that may compensate us based on your interaction at no cost to you. Please read the disclosures for more information. 

Some of the ​most important decisions we make in life revolve around credit, such as taking out a mortgage, opening a credit card, or securing your dream job. This makes it essential to build a good credit score. I was recently was able to contribute to the Experian #creditchat on Twitter where we discussed ways to build credit. For many people, the new year brings new goals, many of which include improving finances or making purchases that depend on the stability of finances. Having a good credit score is one way to help achieve some of these goals. Let's talk about things you can do to begin establishing credit. 
Q: First off, what does it mean to be credit invisible? 
Not enough credit history to establish a credit score. ​

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