Check your bank statements and account activity regularly. People who work at banks are human and can make mistakes. At the end of last year, a teller error happened to my account. I brought it to the attention of the bank, they took my information and said they would get right back to me. But they didn’t but I was persistent.
The quick story, I went into the bank and cashed a check from my own account, the teller cashed the check and I went about my way. On the statement it showed the check cashed AS WELL as a cash withdrawal for the exact same amount on the same day - which incorrect.
It took like 48 hours for them to get back to me. When they got back to me, the manager apologized for the error and went to explain to me what happened and finally corrected their the error. Fortunately it didn’t cause me to incur a fee or caused other transactions to be impacted.
𝐋𝐄𝐒𝐒𝐎𝐍: Had I not checked my bank statement, noticed the error AND contacted them right away I would have suffered a loss. 𝐘𝐎𝐔 are responsible for the accuracy of 𝐘𝐎𝐔𝐑 account. Was it a human mistake from the teller? Yes. But it was my diligence and intention about reviewing my finances regularly that this was caught and rectified quickly.
There are so many ways to check your account activity. Most banks, credit unions, etc, offer and app or at the very least have a website. This enables you to check your account activity regularly as opposed to waiting for a printed or even electronic bank statement once the month closes. At a very minimum check that statement or on a more regular basis via the app or website.
When applicable, add notifications so you are made aware of any transaction that can negatively impact like, such going below a certain dollar amount threshold in your balance.
Have you checked all of your bank statements or account activity recently?
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