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Investing in hotels can be a lucrative opportunity for those who have a keen eye for business and are willing to do their research. 

Whether you are interested in investing in a single hotel property or in a hotel chain, there are a few key factors to consider before making any investment decisions. 

In this blog, we will outline some of the most important steps to take when investing in hotels.

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Operating a business can be difficult. Many owners consistently look for ways to find capital via varies funding options grants for small businesses. 

​Compared to other funding options, a business grant seems more attractive because it is essentially free money. Grants are great ways to establish your business without mortgaging your future.

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College life can be a thrilling experience for many students. It's a time when young adults explore their interests, meet new people, and learn about themselves.

However, amidst all the excitement, it's crucial to consider the future and start thinking about saving. 

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​People are anxious about their tax refunds. When am I getting it? How can I get it faster? Which places give the money right away and how much does that cost? These are the questions I hear inside of huddles, on social platforms, and online. 

​As refunds begin to roll in bank accounts,  I wanted to share ways you can use the funds wisely. The key message is not to spend it on something that will mean anything to you in a month or two months. Also, please don't spend the money before you even have it!

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Buying and owning property is a great investment and has been cited as one of the best ways to build wealth.

Nonetheless, the question lingering on the minds of individuals looking to invest, is whether they should invest in state or out of state.

With the real estate prices varying from state to state and depending on each individual’s experience with, how can one come to a conclusion to invest out of state? 

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​I was invited by Experian to take part in another #credit chat. It was an awesome experience where we got talk about personal finance and celebrate those in the Black Community who are leaders, change makers, and trailblazers in honor of Black History Month. 

I’m going to share with you the questions that we were  asked and my answers to them.

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In honor of Black History Month, I want to share with you some great businesses owned by black men and women. No matter what type of service you need personally or for your business these businesses have what you need. I have used several of them myself for my personal and business needs.

This is just a micro list of some various black business owners who can assist you. I tried to put the business in categories for easy reference. 

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Going to college is an investment in your future, but it can also be expensive. However, with saving, you can reduce the burden of student loan debt, provide financial security, and pursue higher education opportunities. 

With the cost of tuition and other expenses rising, having savings can also provide peace of mind and ensure that you are better prepared for the future. 

​By starting to save as early as possible, you can take advantage of the power of compound interest, where your savings can grow over time and provide you with even greater benefits in the long run.

A great way to learn more about finances is by reading. If you visit my Amazon storefront, you’ll find an idea list filled with books about business, money, and entrepreneurship. Many of these were written by Black authors and experts in the personal finance space.

In honor of Black History Month, I want to share a of these amazing books along with a description and a link for you to purchase. Celebrate Black History Month by supporting these authors while also educating yourself no how to handle your finances better!

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New Year’s Resolutions come around every year. Most of us try and set new goals for things like going to the gym, eating healthier, and finding a new hobby. Come February, we’re tired and want to get back to binge-watching Netflix and scrolling mindlessly on our phones.

​The best goal you can set for yourself… being mindful of your money. As a financial coach, it’s my job to help people budget and save but with new technology and upcoming startups, there are so many different options to aid you. There are five areas that you may be able to cut spending that you didn't even realize!