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The holiday travel season is rapidly approaching! You may have gotten a head start on planning your travel accommodations this year. This process can be both exciting and nerve wracking especially with today’s current rising prices. The prices of flights and hotels have increased immensely. Don’t let these high prices discourage you from traveling this holiday season and enjoying your trip. You can save some extra money by comparing different airline and hotel brands. Don’t have the time to spare? No need to worry. I did the research so you don’t have to! I created a list of three hotels and three airlines that’ll make it easy on your bank account for the 2022 holiday season.
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Based on the state of your business, a grant is a more attractive alternative compared to traditional funding option like loans because it is essentially free money. Grants are awarded to businesses in need and unlike loans, grants don't have to be paid back. Grant money comes with no strings attached, it is not borrowed and has no interest attached to it. THE BEST PLACES TO LOOK FOR GRANTS So how does an entrepreneur get their hands on grant money and where can they look? The good news is you can find grants almost anywhere. From your local and state government to big corporations, and many, many other places - the opportunities these days seem to be endless. The key is to know where to look.  This post and the graphics may contain affiliate links which may compensate us based on your interaction at no cost to you. Please read the disclosures for more information.
Do you like traveling? Let me answer that question for myself, yes, I love traveling however it is not cheap. If you are constantly traveling, you will definitely have to dive deep into your pockets and this is why a number of people tend to restrict their travels for vacations or family emergencies which may happen once or twice a year. However, the concept of travel hacking may work in your favor if you are a travel fanatic like me. WHAT IS TRAVEL HACKING? Travel hacking is the art of signing up for travel credit cards and collecting credit card points, hotel points, and/or airline miles you can cash in for free flights, flight upgrades, hotel stays, transportation, and more. Now that you have an understanding of travel hacking, I bet you find it attractive but if you are still on the fence about it, here are a couple of advantages to it.  This post and the graphics may contain affiliate links which may compensate us based on your interaction at no cost to you. Please read the disclosures for more information. In the last few years, we have noticed a shift in business structure with a number of brick-and-mortar businesses transitioning from operating traditionally to setting up as online businesses. So what has caused this shift and how can one actually set up their online business? WHAT IS CAUSING A SHIFT FROM BRICK AND MORTAR TO ONLINE? Digital transformation has changed most business models forcing owners to adapt accordingly because with the recent realities like a pandemic, setting up an online business gives you an upper hand over traditional businesses. Such eye-opening scenarios have had a number of business owners set up online business fronts to promote their services and goods. ADVANTAGES OF STARTING AN ONLINE BUSINESS It wasn’t only the realization of the pandemic that showcased how valuable having an online business is. There are a number of advantages of like:  This post and the graphics may contain affiliate links which may compensate us based on your interaction at no cost to you. Please read the disclosures for more information.
Are you looking to earn some extra money? Maybe it’s time for you to look into starting a side hustle. You can take skills you already have or something you are passionate about and find ways to monetize them. Taking on a side hustle with your regular job will increase your income. Don’t know where to start? I got you! I will give 5 things to think about in starting a side hustle along with ideas on how to get started with each. Identify Your Skill/Interests One of the best ways to start a side hustle is to list all of your skills and talents. skills you have. Ask yourself these questions:
 This post and the graphics may contain affiliate links which may compensate us based on your interaction at no cost to you. Please read the disclosures for more information It’s always a good idea to save money. Especially with the looming cloud of inflation and recession in the economy. Does your wallet or bank accounts seem a little lighter recently? You might want to start looking for ways to cut your monthly expenses and save as much money as you can. You’ve come to the right place. I have five fast and easy ways for you to start saving money starting today.
1. Sell Unused Items Everyone has a collection of unused items lying around the house. Why not make money by giving that item a new home? Collect all these items that no longer serve you and sell them for a small profit. You can make a listing on websites such as Facebook MarketPlace, Depop, eBay, Mercari, etc. Take a picture of each item and set your price. A listing takes less than five minutes to create and post. Here is podcast episode I did with Jason Butler on the topic. Take a listen. During the summer months you can also have a tag sale. You can get the whole family involved. I have seen it where several families on one street host a block or street wide sale which works really well. This will help declutter your home, condo or apartment as well.  This post may contain affiliate links which may compensate us based on your interaction at no cost to you. Please read the disclosures for more information
Despite its significance, personal finance remains one of the most challenging aspects of our daily lives. Even with improved access to financial knowledge due to the development of technology, many people remain poorly informed about how best to deal with their finances. For those that seek to be on top of it, it can be quite daunting to make sense of the varying information on the internet leaving some poorly informed and/or misinformed. But personal finance doesn’t have to be complicated and confusing to the average American says Curtis May, creator and owner of Practical Wealth Advisors. In a recent interview on The Money Exchange podcast, he shares his ideas of five principles of personal finance which he has been teaching to his clients and anyone can apply irrespective of their current financial situation. With the proper application of these principles, we are confident that your personal finance will gradually improve. They are:  This post may contain affiliate links which may compensate us based on your interaction at no cost to you. Please read the disclosures for more information
On July 5, 2022, The Money Exchange podcast had its 100th episode!! If you are a podcaster or listen to podcasts, I know understand how big of a milestone this is. To celebrate how far the podcast has come, I decided to have our first ever solo episode. During this episode I share my journey with podcasting and what the listeners can look forward to in the next 100 episodes to come.  This post may contain affiliate links which may compensate us based on your interaction at no cost to you. Please read the disclosures for more information
It doesn’t matter your age. Everyone can benefit from saving for retirement. There are many different ways to save for retirement. Like budgeting, spending differently, and much more. Forget about what you haven’t done in the past. It’s never too late to save for retirement. Take the first step by following my tips on not to start saving for retirement! Budgeting Try out this budgeting exercise. Determine your income and how much you put towards expenses. You’ll have a clear understanding of your financial situation and find areas you can save in. Start budgeting using the Qube Money app that allows you to make personalized digital budgeting envelopes.  This post may contain affiliate links which may compensate us based on your interaction at no cost to you. Please read the disclosures for more information.
Are you interested in starting a podcast but don’t know where to start? A podcast is a great way to share your story and educate people on different topics. I’m the host of a podcast called The Money Exchange where I interview financial experts on various issues surrounding finances. Here are my tips on how to start a podcast and financially prepare for it. 1. Know Your Why Why do you want to start a podcast? Your why is what’s going to motivate you and keep you going when you feel discouraged. Your why could be for brand awareness, to improve your public speaking skills, or to meet new people if you plan to have guests. You could just want to start a podcast for fun! Determine your why before moving forward. |
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